Additional Resources
Here are some helpful links to affordable housing information and programs designed to assist homebuyers.
City of Houston Housing and Community Development Department (HCD)
The City of Houston Housing and Community Development Department (HCD) works to create opportunities for all Houstonians to have access to safe homes that they can afford in communities where they can thrive.
Harris County Housing and Community Development (HCHCD)
https://hcd.harriscountytx.gov
Down payment assistance
https://hcd.harriscountytx.gov/residents/homeownership-programs/down-payment-assistance
Our Down Payment Assistance Program (DAP) offers financial support to help you purchase your dream home in Harris County.
Joint Center for Housing Studies of Harvard University (JCHS)
The Harvard Joint Center for Housing Studies is dedicated to improving equitable access to decent, affordable housing in vibrant communities.
We conduct thorough research to inform policy and practice, bringing together diverse stakeholders to generate innovative solutions to housing challenges.
Through teaching and fellowships, we mentor and inspire the next generation of housing leaders.
National Housing Crisis Task Force
https://nationalhousingcrisis.org/
A coalition of ambitious leaders and practitioners has formed the National Housing Crisis Task Force to identify and scale the most promising innovations in housing production and preservation. The Task Force focuses on five key segments of housing interventions: land, construction, capital, regulation, and delivery. By holistically evaluating these areas, the Task Force aims to ensure a brighter future for America’s housing.
Kinder Institute for Urban Research
https://kinder.rice.edu/issues/housing
For 15 years, the Kinder Institute has been at the forefront of building better cities and improving lives.
The Kinder Institute for Urban Research is an interdisciplinary research organization at Rice University in Houston. The institute’s vision is prosperity for all, where everyone has an opportunity to contribute to Houston’s success and share in its opportunities.
The institute focuses on the intersecting issues of housing, education, economic mobility, health and population.
Local Initiatives Support Corporation (LISC)
https://www.lisc.org/our-initiatives/affordable-housing/
Founded in 1994, TSAHC is a self-sustaining nonprofit housing organization. We believe every Texan deserves the opportunity to live in safe, decent, and affordable housing.
Our programs are designed to address the housing needs of low-income families and other underserved populations in Texas who lack access to adequate housing through traditional financial resources.
National Association of Local Housing Finance Agencies (NALHFA)
NALHFA, based in Washington, D.C., actively engages with Members of Congress and federal agencies on issues impacting the affordable housing finance industry.
They are committed to providing technical assistance and educational opportunities to its members and stay informed on important legislative and regulatory issues.
National Low Income Housing Coalition (NLIHC)
https://nlihc.org
https://nlihc.org/housing-needs-by-state/texas
https://nlihc.org/gap
https://nlihc.org/gap/state/tx
The National Low Income Housing Coalition is committed to advocating for racially and socially equitable public policies that guarantee people with the lowest incomes have access to quality, affordable housing in communities of their choice.
Southeast Texas Housing Finance Corporation (SETH HFC)
https://sethfc.com
Southeast Texas Housing Finance Corporation was organized in 1981 as a “housing finance corporation” under the Texas Housing Finance Corporations Act of 1979, currently authorized under Chapter 394.905, of the Texas Local Government Code. While not a governmental entity, the corporation is a duly constituted non-profit, instrumentality of the governments of the Cities of Baytown, Deer Park, Dickinson, LaMarque, LaPorte, Pasadena, Santa Fe, Shoreacres, Texas City, and Tomball, Texas, and the Counties of Austin, Brazoria, Chambers, Galveston, Liberty, Matagorda, Walker, Waller, and Wharton, Texas.
As a result, the Southeast Texas Housing Finance Corporation is considered under state law to be a political subdivision of the State of Texas, and is therefore exempt from all state taxation. The corporation is also exempt from federal taxation under Internal Revenue Code Section 115 due to its existence as a political subdivision of a state. The public purpose of Southeast Texas Housing Finance Corporation is to create and promote affordable housing opportunities for the citizens of Texas and it’s subscribing governmental jurisdictions.
The primary business activity of Southeast Texas Housing Finance Corporation is to issue tax-exempt single-family mortgage revenue bonds. The corporation also issues bonds for affordable multi-family housing projects.
The other business activities of the corporation include homebuyer training and the administration of federal housing programs and awards as a sub-recipient from governmental entities. The company does not administer any Section 8 programs or contracts. Southeast Texas Housing Finance Corporation also develops and administers homebuyer assistance programs using its own corporate funds.
The company’s Board of Directors consists of one representative from each sponsoring jurisdiction. The company’s board has separate committees authorized for special functions and oversight. These are: a Management Committee, an Audit / Finance Committee, and a Personnel Committee. The board meets monthly, and committees meet periodically. Meeting minutes are recorded and retained.
Texas Department of Housing and Community Affairs Texas Homebuyer Program (TDHCA)
https://thetexashomebuyerprogram.com
We’re here to help.
Our team comes from diverse backgrounds with expertise in finance, real estate, business, and government. We are passionate about assisting people and strive to give our best in everything we do. Our business model is simple—keep The Texas Homebuyer Program affordable and effective for years to come. As your advocate, our primary goal is to serve you.
Operating as the Housing Finance Agency for the State of Texas, we have access to a nationwide network of professionals. Our mission is to make homeownership possible through innovative financing options and shared knowledge. We collaborate to share best practices, identify what works, and address areas for improvement. Supported by our in-house finance team and industry partners, we offer the latest financing programs and products, backed by the strength of our great state.
The Texas Homebuyer Program was created to help Texans realize the dream of homeownership. We are here to guide you through the process and empower you to take the next step. Home is closer than you think!
Texas Affiliation of Affordable Housing Providers (TAAHP)
https://taahp.org/texashousingfacts/
Established in 1997, the Texas Affiliation of Affordable Housing Providers (TAAHP) is a non-profit trade association dedicated to advocating for and supporting the affordable housing industry in Texas.
Our mission is to inspire and mobilize our members and stakeholders to help resolve the affordable housing crisis in the state.
Texas Association of Local Housing Finance Agencies (TALFHA)
Texas Association of Local Housing Finance Agencies, also known as TALHFA, is committed to assisting local housing finance corporations and their affiliates in providing affordable homes for Texans. We strive to help these organizations increase the number of affordable quality homes through our different events and programs.
Texas Department of Housing and Community Affairs (TDHCA)
The Texas Department of Housing and Community Affairs (TDHCA) is the state agency responsible for overseeing affordable housing, community and energy assistance programs, colonia activities, and the regulation of Texas’
Texas State Affordable Housing Corporation (TSAHC)
Founded in 1994, TSAHC is a self-sustaining nonprofit housing organization. We believe every Texan deserves the opportunity to live in safe, decent, and affordable housing.
Our programs are designed to address the housing needs of low-income families and other underserved populations in Texas who lack access to adequate housing through traditional financial resources.
Urban Land Institute (ULI)
ULI is the world’s oldest and largest network of cross-disciplinary real estate and land use professionals.
ULI’s strength lies in its members, whose commitment to the organization’s mission and collective expertise have enabled the Institute to establish high standards of excellence in development practice.